some organizations like McBride Financial Services have been trying all possible to be among the best companies in the financial sector in providing affordable mortgage services to buyers. The organization does various things to perfect this goal and other objectives by having to base its sales on target clients. The major clients or buyers are the problem credit clients and first-time buyers. It does this by targeting various locations throughout the United States. One of the main ideas of management in receiving customer demands is to ensure that top services are offered within a friendly business environment. Businesses go through ethical dilemmas at one point in their life cycle and McBride Financial Services is not exceptional. The financial organization has gone through a tough moment of ethical dilemma within its financial service and on its management systems.
The company understands that financial services influence the lives of many people. This aspect could be seen in two dimensions. The lives of people relying on the company’s services could be at a stake given a situation whereby integrity is not considered effective. While problems related to the ethical dilemma may persist, it may be too difficult to determine how to solve such problems while taking a particular course of action. While a solution to various problems may come from the internal aspect of the organization management, external contributions may come in and join hands in solving the problem of insufficient integrity on customer services (Curtis, 2008).
The McBride Financial Services is an organization whose services had been insufficient on the way they are offered to customers. Various reasons initiate unethical behavior within the financial organization, a fact that causes the ethical dilemma (Curtis, 2008). There has been an enticement of short-term gain. This brings a concern on the best ways of establishing risks, which aroused a steady concern on customer loyalty or truthfulness concerning the securities on services given to them. There is a major influence of the management from the employee level. This influence happens to be a factor that could be a resulting force to the poor relationship existing between clients and employees in the company (Curtis, 2008). Anything related to this force against good services offered to employees is part of the ethical dilemma affecting the financial service company. About the issue of risk, some people take it as a short-term agenda but unfortunately go on throughout the short-term period and penetrate the long-term business period.
In some case, ethical behavior is seen as perfect but only to learn that benchmarks based on different motives that is far away from serving the interest of majority of consumers. This issue of different motive from the set attributes on ethics is a problem that kept the organization’s goals and objectives of emerging as the best in future service delivery to mortgage consumers (Russell, Dortch, Gordon, & Conrad, 2011). The company had aimed to be the best in offering affordable mortgages to its consumers and at least grow to be the largest company in its industry and market. These goals and objectives are doomed by the fact that whatever was meant to be a beneficiary of all mortgage customers could hardly be realized without good ethical grounds of the organization.
Ignorance on the values of the company culture with respect to regulatory issues is still a problem affecting the prosperity of McBride Financial Services Company. Values are worth understanding in that if clear understanding of values placed on good services, regulations from external bodies such as the government would not be a problem. Avoidance of taking keen note of good organization values has resulted to ethical dilemma of the company (Russell, Dortch, Gordon, & Conrad, 2011). Good values placed on service delivery would be associated with business law and regulations governing all financial service delivery. Given that the law has not been observed keenly at one point, influence by Federal regulations on the firm may have doomed any attempts to do well in mortgage service delivery (Russell, Dortch, Gordon, & Conrad, 2011).
As a virtual organization in the same industry, ethical dilemma would come up if the law were not observed effectively. In order to achieve any set goals or objectives concerning growth and offering good financial services to customers. In offering good services in accordance to the set targets, the main issue of concern is to check on the difference that various consumers may have on the services offered. The virtual company needs to place consumer need and expectations before all other issues especially before the growth of the organization (Trevino, 2011). The organization would grow best and reach targets if ethical issues are addressed properly. In addressing ethical issues crating ethical dilemma, consideration of consumer satisfaction could be the ultimate solution. This solution would however come into perfection if a good relationship between workers, departments, and workers to customers were improved. Once customers are satisfied, a good publicity would be created on the organization and hence the growth of the virtual company.
There should be avoidance of differences originating on the risks viewed on consumer of various scopes. Consumers may not be perfectly determined in terms of who could pay in the best way or would hardly afford what is required of him or her. There should be no arguments but a correct estimation of the probability of a borrower’s ability to repay a mortgage or any other financial process. The best way to develop a risk free business environment is to establish conditions that every mortgage borrower would be able withstand alongside excavation of the best information possible concerning borrowers. This way, there would be no ethical dilemmas.
Curtis, G. (2008). The financial crisis and the collapse of ethical behavior. Retrieved February 13, 2013, from Greycourt & Co., Inc. : http://www.nowandfutures.com/d2/ethics_and_integrity_issues_were_the_cause_WhiteP aper044-FinancialCrisis.pdf
Russell, K., Dortch, M., Gordon, R., & Conrad, C. . (2011). Ethical dilemmas in the financial industry. Retrieved February 13, 2013, from Sage Publication: http://www.sagepub.com/upm-data/45694_Case_Study_1.pdf
Trevino, L. &. (2011). Managing business ethics: Straight talk about how to do it right, 5th edition. Hoboken, NJ : John Wiley & Sons, Inc.
Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?
Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.
- Plagiarism free papers
- Timely delivery
- Any deadline
- Skilled, Experienced Native English Writers
- Subject-relevant academic writer
- Adherence to paper instructions
- Ability to tackle bulk assignments
- Reasonable prices
- 24/7 Customer Support
- Get superb grades consistently
Online Academic Help With Different Subjects
Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.
Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.
While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.
Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.
In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.
Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.
We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!
We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.
Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.
What discipline/subjects do you deal in?
We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.
Are your writers competent enough to handle my paper?
Our essay writers are graduates with bachelor's, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.
What if I don’t like the paper?
There is a very low likelihood that you won’t like the paper.
- When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
- We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.
In the event that you don’t like your paper:
- The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
- We will have a different writer write the paper from scratch.
- Last resort, if the above does not work, we will refund your money.
Will the professor find out I didn’t write the paper myself?
Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.
What if the paper is plagiarized?
We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.
When will I get my paper?
You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.
Will anyone find out that I used your services?
We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.
How our Assignment Help Service Works
You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.
2. Pay for the order
Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.
3. Track the progress
You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.
4. Download the paper
The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.
PLACE THIS ORDER OR A SIMILAR ORDER WITH US TODAY AND GET A PERFECT SCORE!!!